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Allen Group

We specialise in the sale of Used Cars and Vans, at prices to suit everyone from the first time buyer, those looking for a family car, four by four users, and through to the fleet and company car drivers looking to save thousands of pounds off New car and van prices.

The Allen Group is a long established privately owned motor group based in the midlands, from our sixteen sites we can offer our customers a wide range of services including New and Used Car and Van sales, Vehicle servicing, Replacement Parts and Accessories.

We specialise in the sale of Used Cars and Vans, at prices to suit everyone from the first time buyer, those looking for a family car, four by four users, and through to the fleet and company car drivers looking to save thousands of pounds off New car and van prices.

You are eligible to enroll in supplemental insurance and have coverage on the first day of the month that you turn 65. One of the stipulations however is that you need to be enrolled in both Medicare Part A and Part B. once that has been determined you can choose any one of the Medicare supplements that fit your needs. Payment for this type of coverage is designed to come directly out of your banking account through automatic withdrawal with an option of deduction on the first or the 15th of every month. This way you will always know that your premiums are paid and never late and there will never be a chance of cancellation due to nonpayment.

Once you have turned 65 you have the option of choosing whether you would like your traditional Medicare benefits to be administered by the government or private insurance carrier. This type of plan is called Medicare advantage. And just like supplemental plans it’s recommended that you do Medicare advantage comparisons to be sure that you are getting the premium rate that will fit into your budget and give you the coverage you need. If you call the experts at 1-800-MEDIGAP they will be happy to assist you in this process and provide you with up to date Medigap quotes.

So to answer the question of where your insurance policy covers other drivers, the answer lies within your insurance policy and any disclaimers that may be included. The fast way to answer this is to ask your agent to point you in the right direction. This is a question to which the answer will vary from one state to another and even within each state there can be a great variance.

As a general rule, carrying liability insurance tends to be a bit more expensive than carrying a personal injury and property protection policy. There are limits and deductibles to each type of policy, setting a maximum payout to each person involved in any one accident. These limits are set to avoid people over using the liability or personal injury portion of the insurance. It leaves more money available to those who are seriously injured in a car accident and require extensive medical care.